Let me tell you something about the fund.
1. What is a fund? Simply put, a fund means that you invest some money in a fund company, and the traders of the fund company use your money to invest, usually in the form of stocks. You can also sum up paying for you and hiring professionals to stock for you. So it is very important to choose a good fund company!
2. How to calculate the profit and loss: if you earn it, you will be given the corresponding dividend according to the number of stocks you bought and the difference between the unit net value of the day and the redemption date. If you lose money, you should also share the loss with the difference between the number of shares subscribed and the net value.
3. Other expenses: a certain handling fee will be charged at the time of subscription, generally 0.0 12 per share, and 0.005 at the time of redemption. For example, on the day of purchase, the unit net value is 1 yuan, and you need a * * * to buy 10000 shares (one * * is 10,000 yuan). If you use online banking, there will be a corresponding discount, and the handling fee is about 1 10 (the regulations of each bank are different, for reference only).
4. Fund period: generally divided into three stages: subscription period, operation period (closed period) and subscription period. At first, it was a subscription period, usually about half a month. In this half month, you can only buy and cannot redeem (sell), and the buying price is generally 1 yuan. Then enter the operation period (closed period), during which the fund company takes your money to open a position, which can also be said to be the preparation period, which generally does not exceed three months. After opening, most of the foundation will increase, and some will fall back to 0.9* or lower. Don't think that you have lost money at this time, because your investment has just begun. Next, enter the subscription period, at which time you can buy and sell freely.
5. Risk: There will definitely be risks, because if you earn, you will lose, mainly depending on the strength and operating conditions of the company you choose. But objectively speaking, fund investment is a long-term investment, unlike stock trading, which is easy to make money and easy to lose money. Because the stock market has been bullish for half a year, and there is a virtuous circle, basically no fund is losing money for a long time, provided that you invest for at least half a year.
6. Specific example: Take the Great Wall of Jing Shun as an example. On February 7th, 65438, the buying price was 1. 1 17, and from February 8th, 17, it kept falling, because the whole stock market was also bearish. From 65438+February 1 1 to 65438+February 15, that is 1. 186, that is, if you arrive at1/kloc on February 7, 65438. From 65438+February 1 1 to 13, you can earn commission. The difference between 1. 134 and 1. 186 is your share. It may fall after 65438+February 15, and your profit will gradually shrink or even be lower. Reasonable, this is the rise and fall of the fund. The rise and fall of the fund is generally related to the rise and fall of the stock market, which is directly proportional to the accident. As the market continues to rise in a volatile state, the fund is also slowly rising (in the past six months).
7. How to buy: Generally speaking, it is a bank agent, and different bank agents have different types of funds; Or buy directly at the designated place of the fund company. When buying in the bank, I hold my ID card and a debit card with the purchase amount written on it at the window. The time is 9: 30 am to afternoon 1 1, afternoon 1 to 3 pm.
If you have questions about any fund, you can go to a fund that specializes in solving fund problems, and experts will answer your questions about the fund: /index.shtml? szudy 1
You can also go to the fund university to learn about the fund. There is a knowledge introduction from low to high, from novice introduction, basic knowledge to expert introduction, including investment strategy, common trading problems and basic human experience.
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