Yes, you can. There are three repayment methods for provident fund loans: 1. One-time repayment method: withdraw the balance of the provident fund from the housing provident fund account and make one-time repayment. 2. Stop repaying the loan for several months: withdraw the balance of the provident fund account and repay the loan in advance. After repaying the loan in advance, the lender may stop lending for several months. After the loan repayment period ends, the lender shall continue to repay the loan on a monthly basis. The interest owed during the suspension period is not subject to penalty interest or compound interest, and will be deducted from the monthly repayment after the suspension period. 3. Monthly repayment method: direct withdrawal from the provident fund account every month.
Legal objectivity:
"Regulations on the Management of Housing Provident Fund" stipulates that employees may withdraw the storage balance in their housing provident fund accounts in any of the following circumstances:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.