2. Bank-to-private business refers to personal savings, personal consumer credit, personal intermediary business, personal housing loan, personal investment and wealth management business, bank card business, transfer POS business, personal electronic banking and other businesses, which is also known as "personal business".
3. The difference between them is that they face different objects and have the same basic business types.
Extended content:
What business does a commercial bank have?
The business of commercial banks can be divided into asset business, liability business and intermediate business according to the source and application of funds.
Debt business: it is the business that constitutes the source of bank funds. The sources of bank funds mainly include deposits, loans and bank capital.
Asset business: refers to the bank's use of absorbed funds to engage in various credit activities in order to obtain profits. It mainly includes lending business and investment business.
Intermediary business: Commercial banks, while operating asset business and liability business, also make use of their own advantages in organization, technology, capital, reputation and residence to provide some service businesses to cooperate with them. Such as settlement business and trust business.
References:
Baidu encyclopedia entry? Baidu encyclopedia entry banking business