Pure debt funds 100% funds invested in bonds are less risky and attract the attention of very conservative investors. Many investors found that their pure debt funds fell. Has the pure debt fund been falling? Let's take a look, hoping to bring some reference.
Why have pure debt funds been falling?
When the central bank raises interest rates sharply, it will have a certain impact on these fixed-income securities. The central bank's interest rate hike is mainly to promote the rise of market interest rate, and the bond market interest rate is the composition of market interest rate.
Therefore, when the central bank raises interest rates, the bond interest rate may rise, and it will be relatively large. The bond price is opposite to the bond yield, which means that if the bond interest rate rises relatively high, the bond price will also fall very low.
Because the coupon interest of bonds is fixed, even if the bond price changes, its coupon interest will not change. Therefore, only when the bond price is relatively low, the interest on the same money will be more, that is to say, the interest rate will rise when the bond price falls, and the bond price will definitely fall when the interest rate rises. If the central bank raises interest rates sharply, it may lead to a sudden increase in bond interest rates and a decline in bond prices.
For pure debt-based funds, because most of the funds are invested in bonds, the short-term net value mainly depends on whether the bond price rises or falls. When bond prices fall sharply, pure debt funds may also fall sharply.
What if the pure debt fund continues to fall?
If the bond market is not good, the pure debt fund purchased has fallen for a long time, and all the gains made before have been lost, then it is necessary to consider redeeming the stop loss in time to avoid the subsequent funds losing money.
Many people will think that it should rise back after falling, and the fund will indeed fluctuate. However, if the stop loss is not stopped in time, the follow-up funds will continue to fall, and the principal will be lost, making it even harder to earn it back.
It should be noted that the biggest risk of investing in bonds is the risk of default. If a bond defaults, the bond will plummet and the invested money will lose money. Therefore, when this happens, it is best to stop the loss in time and take shelter from the wind, and then consider whether to invest after the subsequent situation is stable.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.