1. Check the qualification of the institutional platform. With the increasingly strict supervision, at present, we must obtain the corresponding business license to carry out a certain business. For example, to carry out fund business, you must have a license to sell funds, so you should choose a third-party financial institution with relevant qualifications.

2. Pay attention to the performance reports of third-party financial institutions in recent years. If the company's performance data in recent years is not optimistic, you must be cautious when purchasing the company's wealth management products.

3. Pay attention to the overall operation level and investment experience of the management team. Financial planners who directly connect with investors must have relevant qualification certificates or even higher-level qualifications, such as CFA and CFP.