Ways and means to complete or achieve the task or purpose of fund supervision. It mainly includes on-site supervision and off-site supervision.
1. on-site supervision
On-site supervision is the main method for supervision institutions to implement effective supervision, and it is also the society.
The supervision process of insurance funds is a crucial link. On-site supervision refers to the supervision institution sending people to the supervised unit to conduct a comprehensive inspection or special inspection on the fund management level, fund asset quality, fund income level and fund liquidity. Through the inspection, the supervision organization has a detailed understanding of the control procedures and related information of fund operation, in-depth and detailed understanding of its business operation compliance, internal control and management level, as well as the liquidity, safety and efficiency of funds, and finds some hidden problems that are difficult to find in financial statements and business information, and makes an objective evaluation of the financial situation and compliance of laws and regulations of relevant institutions.
On-site supervision mainly includes daily supervision (regular or irregular fund supervision in daily business activities), special supervision (fund supervision for a K-body problem) and inspection and handling of fund misappropriation cases.
2. Off-site supervision
Off-site supervision is the basis of on-site supervision and one of the important ways of fund supervision. Through the analysis of the statements, the regulatory agencies comprehensively and dynamically monitor the activities of the handling agencies and related institutions in managing operating funds, understand the status of fund management, existing problems and risk factors, and take preventive and corrective measures in time when finding abnormal situations. In general, the interval between on-site inspections is long, and some changes and problems may occur during this period. Supervision institutions can analyze, calculate and control in many aspects through off-site supervision and relying on the data submitted by supervision institutions and related institutions. The main purpose of off-site supervision is: to find those institutions whose management and operation are still in good condition, but may have problems in the short or medium term, to prevent the problems from being closely monitored, to continuously obtain management and operation information, to grasp the improvement situation and to prevent further deterioration; Evaluate the dynamics of the whole fund management and operation system, analyze the track and trend of fund management and operation through comprehensive research on relevant statements and reports, and provide basis for formulating effective fund policies and regulatory measures.
It was around 10 am on September 9, 1984 in the lunar calendar.