According to China's medical insurance policy, the medical insurance fund is used to pay the medical expenses of the insured. For the balance of medical insurance fund, different regions and different medical insurance policies may have different treatment methods.
Generally speaking, the medical insurance fund is managed on an annual basis, which means that the annual medical insurance fund is independent and cannot be used across years. If the medical expenses of the insured person are not fully used within one year, the remaining funds are generally not transferred to the next year.
However, some places may have special policies to allow unused medical insurance funds to be transferred to the next year. This situation is generally under certain circumstances, such as the insured needs long-term treatment or special medical needs, will be allowed to transfer unused funds to the next year.
Generally speaking, the medical insurance fund will not be automatically transferred to the next year. If you have specific situations or questions, it is recommended that you consult the local medical insurance management department or relevant legal professionals to obtain accurate information and suggestions.
Under normal circumstances, the unused part of the medical insurance fund cannot be transferred to the next year. According to the medical insurance policy, the annual medical insurance funds are arranged according to the demand and budget. If the medical insurance fund is not fully used before the end of that year, the rest will be included in the next year's overall fund for redistribution. The purpose of this is to ensure the rational use and fair distribution of medical insurance funds. Therefore, if your medical insurance fund is not used up in that year, it cannot be carried forward to the next year. I suggest you use the medical insurance fund in a timely and reasonable way to ensure your rights and interests.
Legal basis:
Social Insurance Law of People's Republic of China (PRC) (revised 20 18);
Chapter III Basic Medical Insurance Article 24 The State establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.