First, declare and register. The applicant brings the original and photocopy of his/her ID card to the business hall of the insurance company, selects the medical insurance products suitable for him/her, and then fills in the insurance application form.
Second, choose the payment method. You can choose one-time payment, annual payment and monthly payment.
Third, apply for or submit a current bank card for later payment of premiums or collection of insurance benefits.
Fourth, read and sign the insurance contract.
Fifth, pay the premium.
After signing the insurance contract, the insured must pay the first premium, and if it is paid annually, the corresponding premium will be paid every year.
The basic medical insurance for urban residents combines individual contributions with government subsidies.
Medical insurance for serious illness is a necessary supplement to basic medical insurance. Anyone who participates in the basic medical insurance for employees of government agencies and institutions and their insured employees must participate in the medical insurance for serious illness of employees. Serious illness medical insurance is organized and implemented by the medical insurance center. Serious illness medical co-ordination fund shall be borne by the insured unit according to the standard of 72 yuan per person per year, and the county financial allocation shall be borne by the county finance as a subsidy for civil servants. At the beginning of the year, the serious illness medical co-ordination fund will be paid to the medical insurance center in one lump sum, and the medical insurance center will participate in the serious illness medical insurance of commercial insurance companies. The medical expenses that meet the requirements of basic medical insurance payment, the maximum payment limit of basic medical insurance is more than 654.38+0.5 million yuan, 90% of which is paid by serious illness medical insurance, and the personal burden of employees is 654.38+0.00%.
Legal basis:
Article 25 of People's Republic of China (PRC) Social Insurance Law
The state establishes and improves the basic medical insurance system for urban residents.
The basic medical insurance for urban residents combines individual contributions with government subsidies.
People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.