According to the regulations on compulsory motor vehicle insurance, required documents or documents: personal identity documents, vehicle driving documents and official vehicles also need organization code certificates.
The relevant documents and documents prepared are authentic, reliable and legal.
The vehicle had no traffic violations or violations resolved.
Within the normal annual inspection range (not overdue or overdue).
1. What do you need to bring to pay for compulsory traffic insurance? Article 98 of the Road Traffic Safety Law of the People’s Republic of China stipulates that if the owner or manager of a motor vehicle fails to insure compulsory third party liability insurance for motor vehicles in accordance with national regulations, he or she shall be liable.
The traffic management department of the public security organ shall detain the vehicle until it is insured in accordance with regulations, and shall impose a fine of twice the insurance premium payable in accordance with the minimum liability limit for insurance in accordance with regulations.
The documents you need to bring when applying for compulsory traffic insurance include: personal ID card; vehicle driving license; public vehicles also need organization code certificates; if entrusted, you need to entrust the agent's ID card; and driving license.
2. Does compulsory traffic insurance include vehicle and vessel tax? (1) Compulsory traffic insurance is a compulsory liability insurance that is compulsorily paid under the laws of our country.
The vehicle and vessel tax is a property tax levied on vehicles and vessels registered in accordance with the law in my country.
(2) Compulsory traffic insurance does not include vehicle and vessel tax.
Their properties are different.
It’s just that when we pay compulsory traffic insurance, vehicle and vessel tax is usually also collected together.
(3) The reason why they are collected together is a measure taken by the state to reduce the burden on taxpayers.
In order to avoid car owners going back and forth to the insurance company and the local tax bureau, the tax department only requires the insurance company to collect the vehicle and vessel tax when collecting compulsory insurance fees.
In fact, the two of them are not in an inclusive relationship.
(4) As for the fees for compulsory insurance and vehicle and vessel tax, each has its own standards. Different regions and different models have different charging standards.
However, compulsory traffic insurance has discounts. As long as you have no accidents in the previous year, when you renew the insurance next year, the premium can be discounted by 10%; if you still have no accidents in the second year, then when you renew the insurance in the third year, you can get a discount of 10%.
20% off.
3. Payment methods for compulsory traffic insurance (1) Purchase insurance through insurance company business outlets. Applicants only need to bring copies of their driving license and ID card to the insurance company’s business outlets for processing. The car owner’s guide recommends Ping An, Life Insurance, PICC, Pacific, etc.
Only formal large companies have better protection in case of an accident.
(2) 4S shop purchase Insurance purchased by a 4S shop on behalf of the car owner is indeed more expensive than outside. However, when the vehicle has an accident, the 4S shop's one-stop repair and claim service can save the car owner a lot of time and energy.
This is also the method that many car owners who are afraid of tedious services will choose to spend more money for services.
(3) Calling to purchase a car Owners can directly call the insurance company and follow the voice prompts to purchase.
If you don’t know how to operate it, it is safer to contact manual service directly.
(4) For online purchases, you can enter the insurance company’s official website and follow the instructions to purchase, or you can purchase through the Alipay APP.
Legal basis: Article 98 of the Road Traffic Safety Law of the People's Republic of China. If the owner or manager of a motor vehicle fails to purchase compulsory motor vehicle third-party liability insurance in accordance with national regulations, the vehicle shall be detained by the traffic management department of the public security organ.
After the vehicle is insured in accordance with regulations, a fine of twice the insurance premium payable according to the minimum liability limit for insurance in accordance with regulations will be imposed.
All fines paid in accordance with the preceding paragraph shall be included in the road traffic accident social assistance fund.
The specific measures by the State Council.
Article 10 of the "Motor Vehicle Compulsory Traffic Insurance Regulations" When applying for insurance, the insured shall choose an insurance company that engages in the compulsory motor vehicle traffic accident liability insurance business, and the selected insurance company shall not refuse or delay underwriting.
The insurance regulatory agency of the State Council shall disclose to the public the insurance companies that engage in compulsory motor vehicle traffic accident liability insurance business.
Article 11 When applying for insurance, the policy holder shall truthfully inform the insurance company of important matters.
Important matters include the type of motor vehicle, make and model, identification code, license plate number, nature of use, and the name, gender, age, residence, ID card or driver's license number (organization code) of the owner or manager of the motor vehicle.
), the circumstances of the accident involving the motor vehicle before the renewal of insurance, and other matters specified by the Insurance Regulatory Authority of the State Council.