The housing provident fund needs to open an account with the relevant department before the corresponding fees can be deposited.

So how to open a housing provident fund account? This needs to be handled by the employer. You can understand it through this article. This is also a common sense question. I have compiled the following content to answer it for you. I hope it will be helpful to you.

1. How to open a housing provident fund account 1. The initial review teller accepts and checks whether the above information and forms submitted by the unit administrator are complete and valid.

2. The initial review teller logs in the personal account opening information in the provident fund software system, scans the "Housing Provident Fund Employee Change List", "Commitment to Withhold and Pay Individual Tax" (if the payment base exceeds the upper limit or is lower than the lower limit) and employment certificates

The original documents or copies with official seals must be sent to the system.

3. The preliminary teller submits the application to the review teller for review.

4. After passing the review, the preliminary review teller will print the "Housing Provident Fund Personal Account Confirmation Receipt" and submit it to the unit's specialist for verification, and sign after confirming that it is correct.

5. The first-inspection teller stamps the business acceptance seal on the "List of Housing Provident Fund Employee Changes" and the "Housing Provident Fund Personal Account Confirmation Receipt" and returns the "Housing Provident Fund Employee Change List" and "Housing Provident Fund Personal Account Confirmation Receipt" to the unit

Specialized staff.

2. The definition of housing provident fund includes the following five aspects: 1. Housing provident fund is only established in cities and towns, and no housing provident fund system is established in rural areas.

2. The housing provident fund system is established only for current employees.

The housing provident fund system is not applicable to unemployed urban residents and retired employees.

3. The housing provident fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee personally.

After the employee's personal contribution is withheld by the unit, it is deposited into the housing provident fund's personal account together with the unit's contribution.

4. The long-term nature of housing provident fund deposits.

Once the housing provident fund system is established, employees must make uninterrupted contributions in accordance with the regulations while on the job. Except for the employee's retirement or other circumstances stipulated in the "Housing Provident Fund Management Regulations", it shall not be suspended or interrupted.

It reflects the stability, uniformity, standardization and mandatory nature of the housing provident fund.

5. The housing provident fund is a personal housing savings deposited by employees in accordance with regulations and specifically used for housing consumption expenditures.

After reading this article, everyone will be clear about this issue. In fact, it is very simple to open a housing provident fund account. The employer only needs to bring relevant materials to the housing provident fund management center to go through the procedures. After the application is successful, you can pay for housing normally.

Provident fund.