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Insurance asset management product market analysis

2018 has begun, and it’s time to summarize the past year.

For insurance asset management companies that do not directly face individual customers and are relatively mysterious, the performance in 2017 can still be glimpsed from one dimension, that is, the rate of return of portfolio insurance asset management products.

Summarizing the data disclosed on the official websites of Wind and insurance asset management companies, Brokerage China reporters calculated the rate of return of insurance asset management products in 2017, including 67 equity products, 67 hybrid products and 115 fixed income products.

The results show that the highest yields of equity products and hybrid products are 55.75% and 56.86% respectively, and the highest yields of fixed-income products are close to 30%.

Insurance asset management products are private equity products for institutional investors, which represent the investment capabilities of insurance asset management institutions to a certain extent.

The investment strength of insurance asset management can be understood by comparing it with the performance of public funds.

The comparison results show that the highest yields of equity products and hybrid products of insurance asset management are not as good as the performance champions of public funds, lagging behind funds by about 9 and 11 percentage points respectively; however, in terms of fixed-income products, insurance asset management products

The performance is better than that of public funds.

Since insurance asset management products are private equity products and do not have mandatory information disclosure obligations, this list does not cover the entire industry, so the above performance may not represent the best level in the insurance asset management industry.

Equity products: The average return is 16.30%, and the highest return is 55.75%. Equity products of insurance asset management products refer to products in which more than 60% are invested in equity assets.

Statistics show that in 2017, nearly 90% of the 67 equity insurance asset management products achieved positive returns (60 products), with an average return rate of 16.30%.

Compared with public funds, the overall performance of equity products of insurance asset management is not inferior.

According to data from China Galaxy Securities Fund Research Center, the average return rate of stock funds in 2017 was 13.83%.