Short-term and long-term investments of funds can be made, which is generally suitable for long-term holding. From the perspective of handling fee, it is more cost-effective to hold the foundation for a long time, and the redemption fee will vary according to the length of holding time. The longer it is held, the redemption fee will even be as cheap as 0.

From the perspective of income, most funds in the market are suitable for long-term holding. First of all, the fund's daily ups and downs are not large, so there is no speculative operation in the fund, and the growth of the fund should be paid attention to. Secondly, many funds invest in cyclical stocks, such as pharmaceutical funds and real estate funds. It takes a certain period for stocks to rise.