The first is the financial management now similar to Yu 'ebao, Licaitong and Baidu Finance. You can put six months' daily living expenses in this way. Their advantage is that they can be accessed and used at any time, and they can be used when there are emergencies and unexpected places that need to be spent.
The second way is the fixed investment of the fund. We know that it is easy to lose money when buying a stock, but if we can stick to the fixed investment of the fund, such as investing in an index fund 100 or 1000 every month for three to five years, it will be very good to meet the big bull market. There will probably be an annualization of 10% to 15%. However, the fixed investment of the fund must be adhered to. Don't redeem the fund you bought when you see it is losing money. If you insist on the fixed investment of the fund, the income is always good.
The third way is the current online loan. Online loan is actually a kind of fixed income investment, with a one-month investment return and a one-year investment return. However, when choosing online loans, we should still pay attention to the platform and look at the ratings of third-party institutions. If the ratings of several third-party organizations are in the top ten, look at the situation of shareholders and the development of the whole company before investing. In addition, we should pay attention to diversification, don't put all our money on one platform, and don't put all our money on one investment method.
Investment is a very personal way. Don't think that office workers don't have time, just choose one or two convenient ways. It is convenient for you to study and work hard. Investment is a brand-new future trend, so it is necessary to start learning about investment and financial management now.
Financial planning, p2p, insurance, fund, grow into a free and happy individual, WeChat official account: Yanchu surpassed Ran Ran.