CITIC Bank sells many funds on its behalf, and the handling fees are also very low, with the lowest being a 40% discount.

But if you plan to make a fixed investment, you can choose a fund with back-end fees, so that there is no handling fee when you buy it every month, but the holding time must reach the time specified by the fund company (ranging from 3 to 10 years) before you redeem it.

, and there is no handling fee.

In the long run, you can save a lot of handling fees.

You can bring your ID card and bank card to the CITIC Bank website to handle fixed investment business. If you have opened online banking, you can do it by yourself in the future, which is very convenient.

When applying, you only need to explain that you are committed to investing in a fund, which requires back-end fees, and that the fund must be held for more than three years.

The bank will also help you choose.

Not all funds have back-end fees. CITIC Fund Fixed Investment is particularly suitable for salary earners and people with a fixed monthly income. Through fixed investment in funds, you can effectively manage your personal income and help investors better realize their children’s education, personal pension, etc.

Long-term financial goals in life such as buying a car or a house.

From now on, participate in the fixed investment of CITIC Bank funds, plan your financial goals in advance, and live a better future.

1. The starting point for investment is low. You can make a fixed investment with just 100 yuan.

2. Subscriptions are deducted every month, and the net value of the fund is different every month. In the long run, the effective average investment cost is to spread the risk.

3. Time + compound interest. The longer the fixed investment time, the more assets will be accumulated, effectively outperforming CPI.

4. Automatic deduction for subscriptions creates disciplined investment and helps cultivate good investment habits and behaviors.

The bank's "fund fixed investment" business is an internationally accepted fund management method similar to bank deposits and lump sum withdrawals. It is a financial management method that subscribes to a certain fund product at the same time interval and the same amount.

The biggest advantage of fixed investment in funds is that it can average investment costs, because the method of fixed investment is to regularly buy a fixed amount of funds no matter how the market fluctuates. When the net value of the fund goes up, the number of shares purchased is smaller; when the net value of the fund goes down, the number of shares purchased is smaller.

, buy more shares, which automatically forms an investment method of reducing funds on highs and increasing on lows.