The difference between fixed investment in gold and fixed investment in funds is that fixed investment in gold is operated by fund companies, while fixed investment in gold requires investors' own constraints, which is a personal investment behavior.

Compared with the fund's fixed investment, the fixed investment in gold also has the double-layer value preservation function that the fund does not have. First of all, gold, as a rare metal, is itself a currency for preserving value. Secondly, the investment effect of fixed investment will increase the income of gold.

Different investment channels have their own characteristics, and investors can make different fixed investment plans according to these characteristics, which can achieve twice the result with half the effort. The longer they last, the more remarkable the effect will be.

1, the investment direction of funds is different. The funds invested by the Fund are mainly used in the stock market and bond market. The capital invested by gold is simply the gold market.

2. Redemption methods are different. The way to redeem the fund is cash. The redemption method of fixed investment in gold can be cash or gold.

3. The terminology is different. Generally speaking, the fixed investment period of the fund is at least 1 year, and it is recommended to be about 3 years. The fixed investment period of gold is also one year, but it can be taken out at any time after 1 year.