Do you get the corresponding dividend when you buy the foundation on the day of fund dividend? I believe many people who buy funds have had such questions. Therefore, Bian Xiao compiled a list of whether they bought funds on the day of dividends, hoping to help everyone.

Did you buy a fund on the day of dividend?

Buying a fund on the day of fund dividend does not enjoy the right to dividend, but the net value of the fund will decrease on the day of fund dividend, and investors will trade according to the reduced net value when purchasing. If investors want to participate in fund dividends, they can buy them on the fund registration day.

The fund implements T+ 1 transaction. If the fund is bought on the trading day, it is calculated according to the net value at the close of the buying day. The share is confirmed on the second trading day, and the income is calculated after the share is confirmed.

Can funds bought before dividends participate in dividends?

Dividends will reduce the net value of the fund, but with the dividends received by investors, the value of the fund has not changed before and after. Do you want to buy the fund before or after the dividend? Since the fund income distributed by dividends is a part of the fund's net value, the fund's net value will be relatively low after dividends. Is it more cost-effective to buy? Assuming that there is no market fluctuation between date of record and dividend reinvestment date, there is no difference in the assets owned by investors whether they buy before or after dividends. This is because, although the subscription before dividends can get dividends and be converted into fund shares, the subscription after dividends can buy more fund shares with the same subscription amount due to the decrease of the net value of the fund.

Is there a dividend for buying one day before the fund equity registration date?

You can't participate in dividends if you buy a fund the day before dividends. Those who hold the share of the fund on the registration date of dividend rights stipulated by the fund company can enjoy their dividends. Therefore, the fund shares purchased and converted on the equity registration date do not enjoy rights, but the shares redeemed and transferred on that day enjoy rights. Investors are advised to consult the fund announcement, and the announcement information shall prevail. Fund dividend means that the fund manager distributes part of the fund income to investors in the form of cash or fund share. The market is risky and investment needs to be cautious. This article is for information sharing and does not constitute any investment advice. Investors operate accordingly at their own risk.

General fund terms:

Fund: It is to collect all investors' money in the form of custodian bank, hand it over to the fund company, and then hand it over to the fund manager for professional custody.

Fund manager: the person who is responsible for the product portfolio and investment strategy of a fund. He will choose the target of the fund according to an index, especially the active fund. The ability of fund managers is very important, which directly affects the overall income of funds.

Callback: In the upward trend, due to the rapid rise in a short period of time, some investors choose to sell and ship. At this time, the fund will stop rising and falling.

Maximum retracement: the extent to which this fund falls from the highest point to the lowest point in a period of time, such as the maximum retracement of 50%. If you hold this 1, 000 yuan, the maximum loss will reach 500 yuan.

Open-end fund: the fund share is not fixed, and investors can purchase and redeem the fund at any time. It is open and can be bought and sold at any time.

Net valuation: The estimated net value given by the platform is unknown. When we bought the fund, we didn't know the price at that time, and we didn't know it until after the transaction, so the platform will give you a valuation for your reference.

Closed-end funds: during the issuance period, the total amount of funds issued is fixed and listed on the exchange, but subscription and redemption are not open.