Harvest fund is the worst fund. It has been released for more than half a year this year, and it is almost 90 cents. A fund with a radical style must know whether its investment team has a good management level and the fund company's strong investment and research capabilities. If the conditions are not met, then the probability of this fund achieving excellent results will be very low.

1. To judge whether the fund in hand is a "junk fund", we must look at the long-term performance of the fund, otherwise it will "misunderstand" the good fund because of its short-term performance, which is unfair to the fund.

If you are sure that you have a "junk fund" in your hand, throw it away as soon as possible and save energy to find a good foundation, otherwise it will poison your money and waste your time like love rat who has been around all the time.