Safe. Shangyinhui enjoys 30 days as a short-term debt fund launched by Shangyinhui Fund Management Co., Ltd., which has formal filing procedures, and Shangyinhui Fund Management Co., Ltd. is also a formal financial institution, so Shangyinhui enjoys 30 days as a safe wealth management product, while rolling holding refers to holding a certain fund for a long time, while Shangyinhui enjoys 30 days as a safe wealth management product, so rolling holding the fund is also relatively safe.