1. Open Alipay Citizen Center and click Social Security Card Family Service on the social security page;

2. Then find the family service option and click Open;

3. Then click Add family account in the page;

4. Fill in the account information, and then click Add to use the social security family account.

After opening and adding the medical insurance family account, users can directly use the related rights and interests of family members' medical insurance electronic certificates, directly query the annual medical expenses of bound medical insurance family account through personal accounts, and directly query the medical expenses of family members through personal accounts. It is very convenient for users with old people and children at home. After all, most old people and children can't use health insurance, electronic certificate.

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

How to use social security family account

Social security is divided into employee social security and resident social security, in which job I social security is mainly for employees of state organs, enterprises and institutions, and resident social security is mainly for urban and rural residents (excluding students) who have reached the age of 16 and have not paid social security. Employee social security and resident social security can be merged, but they can't be merged until retirement:

1, in line with the retirement age of employee pension insurance, and the employee pension insurance has been paid for 15 years, you can apply for transferring from resident social security to employee social security, and then calculate and pay the corresponding treatment according to the employee pension insurance method;

2. Those who have reached the retirement age of employee pension insurance, but have not paid the employee pension insurance 15 years, can apply for changing from employee social security to resident social security, and can pay corresponding treatment according to the resident pension insurance method when reaching the standard of receiving the resident pension insurance. Therefore, before reaching the retirement age of employee pension insurance, employee social security and resident social security cannot be merged. And users have no way to participate in the insurance again. To pay one social security, they must stop the other one first.

Function of social security card

1. You can use the social security card to do things: for example, you can register for social affairs such as insurance and enjoy employment services;

2, can be used as a bank card: social security card is also a bank card, you can receive pension insurance, employment subsidies and other government subsidies to benefit the people;

3. It is a smart card: you can use the social security card to see a doctor, buy medicine, take the bus, borrow books, enter the park and other businesses.

Social security paid by individuals is kept in the user's own bank account and can be taken out. The personal social security paid by enterprises in the overall account is twice that paid by individuals. This can't be taken out until the user retires. After receiving the social security card, users can open the electronic social security card inside and pay with the electronic card when they go out, which is very convenient.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations. Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits. Thirtieth the following medical expenses are not included in the basic medical insurance fund payment scope:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.