A reserve asset and accounting unit created by the International Monetary Fund, also known as "paper gold". This is the right to use the funds allocated by the International Monetary Fund to member countries. When a member country has a balance of payments deficit, it can be used to exchange foreign exchange from other member countries designated by the IMF to pay the balance of payments deficit or repay IMF loans, or it can be used as an international reserve like gold and freely convertible currencies. However, because it is only a unit of account, not a real currency, it must be converted into other currencies before use and cannot be directly used for trade or non-trade payment. The fixed value of SDR is linked to a "basket" of currencies, and its market value is not fixed.

SDR-Special Drawing Right (also known as "paper gold") is a special means of international payment, which was created by the International Monetary Fund when it revised the first agreement in 1969. It is allocated according to each country's share in the International Monetary Fund, and member countries can use it to balance the balance of payments.

Gold usually refers to real gold