Supplementary information:

First, sesame credit is divided into five grades:

Excellent first-class credit: sesame score is between 700 and 950.

Excellent second-level credits: sesame scores are between 650 and 700.

Good credit in the third grade: sesame scores between 600 and 650.

CET-4 credits are medium: sesame scores are between 550 and 600.

Five-level credit difference: sesame score is between 350 and 550.

Two. Brief introduction to the use of sesame credit:

Sesame Credit is an independent third-party credit reporting agency under Ant Financial. It objectively presents personal credit status through technologies such as cloud computing and machine learning. Hundreds of scenarios of credit services have been provided for users and merchants, including credit cards, consumer finance, financial leasing, hotels, renting houses, tourism, marriage and love, classified information, student services and public services.

Third, the authoritative analysis of credit rating:

1, first of all, users with 350 -550 points, which is the lowest level of sesame credit. Generally, they are new users or people who have been deducted for illegal use of Alipay, and their credit is not very good. Users at this stage can basically only use some basic functions of Alipay, such as quick payment, quick transfer, credit card repayment and water and electricity payment.

2. Users with a credit score of 550 -600 belong to users who normally use Alipay. Users with this credit rating are average, but they can also enjoy some benefits, such as staying in a hotel without a deposit. It is also very important that you can only open a flower shop with a credit score of 550 or above, which is still very attractive to many people.

Between 3.600 points and 650 points, users with good credit at this level can enjoy the deposit-free service when using * * * to enjoy transportation, such as rent-free * * to enjoy the deposit of bicycle hello, rent-free deposit and so on.

Between 4.650 and 700, it is called excellent credit, and you can enjoy the advanced treatment of spending money and borrowing money.

5.700 -950 is the highest score, with excellent credits. It is convenient to apply for a visa in some countries. More than 700 people can apply for a Singapore visa directly without submitting a lot of information such as asset certificate, employment certificate and household registration book.