For example, the interest rate of time deposits was last lowered in 20 14 years and 20 1 year, and the central bank lowered the benchmark interest rate of time deposits by 0.25 percentage point to 2.75%. In other words, the benchmark interest rate of 1 time deposit was 3% before this, and it has been continuously lowered since then. By 20 15, 10/0, on October 24th, the benchmark deposit interest rate of financial institutions was lowered to 1.5%. In other words, in more than 1 year, the benchmark deposit interest rate was lowered by 50% and the square root was lowered by/kloc.
How much does a 10,000 fund earn if it goes up by 5%? If an investor buys a fund of 10000, assuming that the fund is a stock fund, and the fund rises by 4% that day, then the money that can be earned is: 10000 * 4% = 400 yuan, then the fund can earn 400 yuan, but it should be noted that the risks and returns of the fund are equal. If the fund falls by 4%, then you will lose 400 yuan.
Therefore, when choosing a fund, we should also see the risks, not just the benefits. There are risks and benefits. If you can't take big risks, you can choose a loan fund with smaller risks.
Money lending funds are the least risky of all types of funds, and the probability of making money by long-term investment is very high, and the probability of losing money is very small. When choosing, you can refer to the past income of the fund and try to choose a fund with better past income. Although the past does not represent the future, it will have certain reference value. Moreover, we should choose a good fund manager. Because funds are supervised by fund managers, it is very necessary to choose a good fund manager.