1, the medical insurance agency shall conduct liquidation according to the balance, current income and expenditure and interest of the insured employee's personal medical insurance account in previous years;

2 personal account overruns, one-time supplement by individuals; If there is an actual balance, it should be transferred or paid according to different conditions.

Medical insurance liquidation object:

1, the insured is transferred out of the scope of urban social insurance in this city;

2. The death of the insured;

3. The foreign insured or the former China insured loses People's Republic of China (PRC) nationality and voluntarily terminates the social insurance relationship before receiving the basic old-age insurance benefits;

4. The insured reaches the retirement age stipulated by the state and the province, does not meet the conditions for enjoying the retirement benefits of employee medical insurance, or enjoys the retirement benefits of employee medical insurance after making up the payment period of employee medical insurance, but I voluntarily give up making up and apply for terminating the employee medical insurance relationship.

Legal basis: Article 29 of the Social Insurance Law of People's Republic of China (PRC).

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Article 7

The administrative department of social insurance in the State Council is responsible for the national social insurance management, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties.

The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.