1. In fact, the investment mode of the fixed investment itself determines that it can enter the market at any time, because the fixed investment itself is a means to avoid risks, whether it is a bear market or a bull market, it can be fixed, and long-term investment can have good returns.

2. Personally, I think it may be better to choose the combination of stock+index ticket type if the investment is fixed. After all, the income may not be ideal if mixed investment is made. Of course, this needs to be decided according to your risk preference. Therefore, in the first combination, I suggest replacing Huaxia dividend with Penghua value advantage. This fund has been outstanding this year and has a good room for growth, while Huaxia CSI 300 can be retained.

Actually, I have another question. The Huaxia Bonus and Harvest Growth listed by you are all suspended funds. Even if they are good, you can't start, can you?

3. When buying a fund, it is suggested that the handling fee of the fund company in official website is 40% to 20% of that of the bank, which can save you a lot.