2. At present, there are some differences in the amount of provident fund loans in different regions. Although it is stipulated that you can apply for a loan of 70% of the house price, it also limits the maximum loan amount. The maximum amount of personal provident fund loans in economically developed areas such as Shenzhen can reach 800,000, while the maximum amount in Zhanjiang, a prefecture-level city, is only 300,000. If the house price is very high, such as a 2 million house, 70% is 1.4 million, but you can only borrow 800,000 at most, so you can't borrow 70%.
So you have to go directly to the provident fund center in your county to consult clearly, and you will know the proportion and maximum amount of your local provident fund loan.