China Merchants Bank decides which insurance to open in Zhuo Yuan for the second phase and one year. If you still vote for a fixed period, it is relatively safe. Zhuo Yuan decided to launch the No.2 product within one year, with extremely low risk. Zhuo Yuan decided to open the No.2 product for one year, with medium internal rating, relatively controllable investment asset risk and high liquidity risk. In addition, the product is relatively stable because the possibility of risk caused by the custodian is extremely low. Overall, the safety of Zhuoyuan Dingkai No.2 product is good.

Tasting officer's opinion: Financial products are suitable for customers as follows: 1. There are relatively few financial funds available. Have annual financial needs. 3. The products of patriotic or joint-stock banks are acceptable. 5. Both risks and benefits are considered.

China Merchants Bank Zhuo Yuan decided to open No.2 C/KOOC-0/0308/KOOC-0/900798 a year, with a comprehensive score of 9/KOOC-0/.6/KOOC-0/,beating 94./KOOC-0/4% of the tested products, with high cost performance and 92./KOOC-0.

Investment strategy and operation analysis of wealth management products during the reporting period

In the first quarter, domestic and foreign markets were hit by the epidemic, and risk aversion rose sharply. The yield of interest rate bonds dropped sharply, and the 10-year CDB active bonds dropped from 3.6% to about 3.05%, with a downward trend of more than 50BP. The stock market fluctuates between the epidemic situation and the policy game. During the operation period, the products are mainly high-rated credit bonds, maintaining high neutral leverage and duration; The stock side remains low. Zhuoyuan will open No.2 in a year.

The manager's brief outlook for the future

Macroscopically, the economic data in the first quarter dropped significantly. In the second and third quarters, with the gradual decline of the epidemic, the basic situation is expected to usher in a certain degree of rebound; In terms of policy, deflation pressure is greater than inflation pressure, so the monetary policy foundation is stable and loose, and the fiscal policy continues to be positive. In the short term, the price-performance ratio of stocks and bonds is in an equilibrium range. In the medium and long term, as the policy strength and epidemic situation subside, risk appetite is expected to be repaired, and stocks have allocation value. In terms of investment strategy, bonds maintain positive duration, maintain moderate leverage, and choose high-rated and cost-effective varieties for investment. Stocks are cautious in the short term and optimistic in the medium and long term.