Nowadays, many people have begun to contact fund investment, and the daily rise and fall of the net value of the fund has held everyone's heart. At this time, careful investors will worry that the net value of our fund will fall and the fund share will also decrease, resulting in a sharp decline in our assets.

Will the fund share decrease when the net value of the fund falls?

No, our fund share is fixed. Because when buying a fund, the amount at the time of buying is converted into the fund share, and the rise and fall of the fund will not change the fund share. In short, in the process of fund decline, the book assets of fund holders will shrink with the decline of fund net value or price, but the share will not decrease. Generally, only when the fund buys, sells and reinvests in dividends will the fund share change.

Here, let's give an example. Investor Xiao Wang bought a stock fund 10000 through online channels. At the time of purchase, the price of each fund is 1 Yuan, and the total book assets are 1 ××1=1Yuan. The fund dropped significantly, and the price was as low as 0.85 yuan/share. At this time, Xiao Zhang's fund share will not change. The total share is still 1 10,000, but the total book assets are reduced to 1 10,000× 0.85 = 8,500 yuan.

Previously, if investors bought a graded fund, when the fund price fell to a certain price, it would automatically trigger a discount. Once there is a discount, the investor's fund share will decrease and the loss will further increase. But now that graded funds have withdrawn from the market, this is generally not the case.

OTC fund T+ 1 transaction, net fund value. Each transaction is calculated according to the net value of the fund at the close of the day. There is only one transaction price on a trading day, and the share is confirmed on the second trading day of the day.

Generally speaking, most types of funds will not reduce their shares because of the decline, but their net book assets will decrease with the decline.