Interpretation of Nantong City Interim Measures for Work-related Injury Insurance In order to let everyone better understand the "Nantong City Interim Measures for Work-related Injury Insurance", the following is a detailed interpretation for you, I hope it can help you! "Nantong City Interim Measures for Work-related Injury Insurance" Policy Interpretation: According to 2015
On August 13, the 52nd executive meeting of the 14th Nantong Municipal People's Government reviewed and approved, and the "Nantong Municipal Work-related Injury Insurance Interim Measures" (Tongzhenggui [2015] No. 3) came into effect on October 1, 2015.
The "Interim Measures for Work-related Injury Insurance in Nantong City" (hereinafter referred to as the "Interim Measures") are of great significance for further protecting the legitimate rights and interests of workers with work-related injuries, diversifying the employer's work-related injury risks, and establishing and improving the city's work-related injury insurance system that integrates work-related injury prevention, work-related injury rehabilitation, and work-related injury compensation.
Significance.
Interpretation 1: Employers should pay work-related injury insurance premiums in full and on time. Article 8 of the "Interim Measures" stipulates: If an employer conceals or under-reports employee wages and fails to pay work-related injury insurance premiums in full, it shall bear liability in accordance with the law.
? Employers should pay work-related injury insurance in full and on time in accordance with national regulations.
The calculation of work-related injury insurance benefits is linked to the work-related injury premium wages. If the employee's actual salary is higher than the work-related injury payment wages, there will be a difference in benefits, and the work-related injury insurance fund will not pay this part of the difference in benefits.
Interpretation 2: Clarify that work-related injury prevention work is linked to the adjustment of payment rates. Article 8 of the "Interim Measures" stipulates: The handling department determines the employer's payment rate based on the employer's use of work-related injury insurance funds, the incidence of work-related injuries, and the implementation of work-related injury prevention.
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? Work-related injury prevention is an important part of the work-related injury protection system. It is very beneficial for the unit to carry out work-related injury prevention work to reduce or avoid the occurrence of accidents. However, because many companies do not pay too much attention to work-related injury prevention work, this time
The interim measures stipulate that the amount of contributions paid by the unit is related to the work of work-related injury prevention, which is to encourage the employer to pay attention and encourage the unit to increase its efforts to prevent work-related injuries.
Interpretation 3: Enterprises must pay social insurance for employees with level 1 to 4 work-related injuries.
Article 12 of the "Interim Measures" stipulates: If an employee is diagnosed with a work-related disability of level one to level four, the labor relationship and social insurance relationship shall be retained, and the employer where the work-related injury occurred shall pay social insurance in accordance with the law.
? Regarding the issue of social insurance payment for employees with level 1 to level 4 work-related injuries, the current "Work-related Injury Insurance Regulations" are not clear in policy.
However, the regulations also mention that after employees with level one to four work-related injuries reach retirement age, they should go through retirement procedures and enjoy basic pension insurance benefits.
However, at present, workers with work-related injuries in Levels 1 to 4 will enjoy greatly different benefits from ordinary workers when they reach retirement age.
In order to ensure the life security of employees with work-related injuries in Levels 1 to 4 in their old age, our city’s “Interim Measures” clearly and compulsorily stipulate for the first time in the province that employers responsible for work-related injuries shall continue to pay social insurance for employees with work-related injuries in Levels 1 to 4 to protect employees with work-related injuries in Levels 1 to 4.
Rights and interests of workers with level four work-related injuries.
Interpretation 4: The issue of insurance coverage for over-age personnel in construction project construction enterprises. Paragraph 1 of Article 9 of the "Interim Measures" stipulates: "Construction project construction enterprises shall handle work-related injury insurance participation procedures for the personnel they employ who have not exceeded the legal retirement age."
Persons who have exceeded the statutory retirement age can apply for occupational injury insurance for over-age personnel.
? Due to the particularity of the industry, construction engineering companies often use over-age personnel. Considering that this group of people is not covered by the work-related injury insurance policy, in order to resolve the employer’s risks, the “Interim Measures” encourage employers to provide services to employees who have exceeded the legal retirement age.
People who are overage can apply for occupational injury insurance to ensure that this group of people can receive medical treatment and economic compensation, and to spread the employer's work-related injury risks.
Interpretation 5: Improved participation in work-related injury insurance for migrant workers in construction projects. Construction companies have prominent problems such as high mobility of construction workers, many types of work, and inconsistent working hours. Real-name participation in work-related injury insurance has become a major problem in social security work.
Nantong proposed a policy for construction companies to participate in work-related injury insurance for construction projects, successfully achieving seamless coverage of work-related injury insurance for migrant workers in the industry and filling many gaps in previous work.