Now there are more than 400 funds, and the choice is quite reasonable. However, careful investors can still choose excellent funds from them. No company has its own leading product. As a sign of the company, their performance will be better than other products of the company, and for the convenience of operation, the plates are generally smaller. Unfortunately, these products as signboards are usually in a state of long-term suspension of subscription, and they can only be seen but not bought. For example, Huaxia Company, whose signature products, such as Huaxia market, have been closed for a long time to achieve brand effect, and other Huaxia funds that can be purchased are rubbish! Since you can only buy bad funds from big companies, it is better to look at good funds from small companies. 2. Don't care about the net value of the fund, only consider the ability of the manager.
2. When most people buy a fund, they will consider its net value. In fact, when you buy it, all the funds are on the same starting line, and the net value only reflects the proportion of profits earned by the fund so far. Let me give you an example, and everyone will understand: the initial capital of Company A and Company B is 654.38+00,000. Two years later, through proper management, Company A has made a profit of 2 million, while Company B has only 800,000 left. So can you say that it will be safer to invest in company B now? Therefore, the biggest factor of fund quality has always been the operation level of fund managers and the team management of fund companies. Therefore, when choosing a fund, more consideration should be given to the ability of the fund manager!
3. Choose a good fund and choose a good buying opportunity.
No matter how good the fund is, the account manager of the bank tells you that you should also think independently to see if it is the right time to buy it. Funds will not rise against the trend like stocks, because their characteristics of diversification in multiple stocks determine that they will inevitably follow the trend of the broader market. Therefore, to choose a good fund, we must also choose a good opportunity to intervene.
Here are some recommended funds:
1, Xinhua Growth Fund: a gold medal fund of Xinhua Company and a good fund of small companies, which meets the first point. Wang Weidong, the fund manager, has a strong ability to operate in the band. He is good at throwing high and sucking low, achieving greater gains than the market and less losses than the market. His ability is not below that of China and Wang Yawei, and his income ranks first among all stock funds this year!
2. Xinhua Pan-resource Fund: Another fund in Wang Weidong was listed at the same time as Huaxia 300 Fund, which opened a 5% gap with Huaxia 300 Fund in just over two months. Compared with Xinhua Growth, this fund is more suitable for stable investors.
3. E Fund's leading fund in the industry: Wei Wu, the fund manager, is a capable fund manager who dares to admit his mistakes. This fund was issued in the first half of the year. Due to the relatively conservative opening strategy at the beginning, the growth rate in the first half of the year was much lower than that in the broader market. However, it made good use of the adjustment opportunity in September to decisively add positions, and its stock selection ability was outstanding. At present, the net value of this fund has returned to the level of 3350 points, and the ranking in the last month has jumped to the top of 10!