Fixed investment in the fund is equivalent to buying funds in bulk. It just means that the fixed investment of the fund is fixed on a regular basis. The income after the fixed investment is also calculated according to the holding share. Many people are curious about how much money they can get back if the fund they have invested in is redeemed.

How to calculate the income of the fund's fixed investment?

Fund fixed investment income = total share held * current fund net value-fund subscription input cost. If the fund decides to redeem after the fixed investment, the income and the fixed investment yield will not be calculated by itself, and will be directly displayed on the books. The position rate of return in the account is the rate of return on fixed investment.

For example, an investor decides to invest in a fund, and starts to invest 1 0,000 yuan, and invests10,000 yuan every month, and decides to invest for five months. Upon redemption, the net value of the fund is 1. 1 yuan. Then the total investment =1000+100 * 5 =1500; Total share =1000+117.65+142.86+125+11+90. Average cost = total input/total share =1500/1587.52 = 0.945.

When choosing a fund for fixed investment, we must look at its fixed investment yield. There are two calculation methods: first, the fixed investment yield = income/principal = (market value-principal)/principal; 2. Return on fixed investment = (net fund value-average cost)/average cost.

What are the advantages of the fixed investment of the fund?

Regular fixed fund subscription (i.e. fixed investment) can share the investment cost well, which is a simple and easy long-term investment method. However, fixed investment funds cannot avoid the inherent risks of fund investment. Please choose carefully according to your actual situation.

The confirmation of fund net value refers to the transactions (including subscription, subscription and redemption) processed during the fund trading hours, which are calculated according to the net value of the fund trading day, and those processed during the non-fund trading hours are calculated according to the net value of the next fund trading day. Fund trading time is generally 9: 30- 15: 00 on the fund trading day.

Fixed fund investment can reduce the cost of holding positions, avoid the risks brought by investor day trading, and save time and effort, but fixed fund investment is not omnipotent or foolproof.