When is the best time to buy a fund? You need to consult relevant information to understand. According to years of study experience, if we know when the fund is best to buy, we can get twice the result with half the effort. Let's share the experience of how to buy a fund for your reference.

When is the best time to buy funds?

There is no definite answer to the timing of buying a fund, because the best timing depends on the individual's investment objectives and risk tolerance.

1. Regular fixed investment method: This is a more suitable investment method for ordinary people, which can automatically execute the budget, average the cost and balance the risks.

2. Timing profit-taking method: This is a conventional investment method. Investors can set profit-taking targets, such as selling when the annualized rate of return reaches 10%. This method is suitable for investors with low risk tolerance.

3. Trend combined with take profit method: This is an investment method combined with technical analysis, which is suitable for investors with certain investment experience.

In short, when choosing the time to buy funds, we need to consider personal investment objectives, risk tolerance, market environment and other factors. Investors should choose the appropriate investment method according to their own actual situation.

The fund buys income before 3 o'clock.

If the fund is bought before 3 pm on the trading day (Monday to Friday), the income will be calculated according to the net value at the close of that day. If the net value of the fund rises at the close of the day, you will get the income of the day. If the net value of the fund decreases at the close of the day, you won't get the income of the day.

If you buy a fund after 3 pm on the trading day (Monday to Friday), you can calculate the income according to the net value at the close of the second trading day. Because the trading day (Monday to Friday) belongs to the next trading day after 3 pm, and the fund trading is confirmed at T+ 1, only the share of the second trading day can be seen, and the income can be calculated after the share is confirmed.

There is generally no income from buying funds on non-trading days such as weekends and national holidays.

Time to buy funds and time to confirm stocks

In the process of fund transaction, the confirmation time of fund share depends on the type of fund and the liquidation speed of fund company.

1. If the order is placed on the same day and the share is confirmed on the same day, the Monetary Fund will confirm the share within 1 day after the transaction is successful; Equity funds and bond funds confirm their shares within 2-3 days after the transaction is successful; Hybrid funds, index funds, ETF funds, enhanced funds, QDII funds and LOF funds will confirm their shares within 4-7 days after the transaction is successful.

2. If the share is not confirmed on that day, the time to confirm the share is related to open-end funds and closed-end funds. After the open-end fund is successfully traded on the same day, the share can be confirmed on the same day; If it is a one-day closed-end fund, the share will not be confirmed until the closed-end fund expires after the successful transaction on that day.

Fixed investment time of the fund

The fixed investment of the fund is generally bought in different periods.

Early fixed investment is generally bought on the 3rd, 4th and 5th of each month. Now most fixed investment funds can be bought every Monday.

Fixed investment of funds refers to a long-term investment method. Regular investment in funds can reduce costs and spread risks.

How long can the fund be redeemed when it is bought back?

In the process of fund trading, due to the limitation of fund operation mode and fund raising period, investors' subscription applications cannot be received immediately. Take the subscription of an open-end fund as an example. If investors participate in the subscription on the last day of the fund raising period, investors can only start to redeem the investment principal after the fund is opened and officially announced. Under normal circumstances, the period from the establishment and official announcement of the fund to the opening of its redemption and business transformation is usually a closed period, during which investors cannot withdraw funds. However, during this period, investors can go to the counter to handle other business related to the closed period.

Open-end funds generally combine the open period (subscription period) and closed period (suspension of redemption period) of the fund into one, from the effective date of the fund contract to the third working day of the fund contract. The exact time varies from fund to fund.

So how long the fund can be redeemed depends on the specific fund products.

This is the best introduction to when the fund will buy.