The fund has been buying for almost two years, with a monthly investment of 1000, but it has been falling since the second half of 1 1, and now it has lost more than 5000 yuan. Do you still want to buy? I don't know which fund you bought (suppose it is a stock fund, just ask).

Let's first analyze the reasons for the decline:

Equity funds mainly invest in stocks, and the stock market began to fall in April, 20 1 1. Of course, the net value of the fund has also been falling!

If you want to turn losses into profits, you must make a fixed investment!

The fixed investment of the fund is a long-term investment project, not a few months to make money. In a bear market, it is more likely that there will be no gains or even serious losses after investing for several years!

But we know that if the fund wants to make money by fixed investment, it must see the "smiling face" of the trend, that is, when the stock market reverses, the money-making effect will come. With the rise of the stock market, the profit will increase even more! According to my analysis, the stock market is likely to have a super bottom this year and will embark on a long-term loose bull market from next year. Before the market starts, it is a good time for us to absorb on dips. The more we absorb at the bottom, the lower the average cost of holding funds, and the greater the profit space in the future! If we stop the fixed investment now, we will definitely return to our capital when it rises later, but we need more increase! And a bigger increase also means that you have to pay more waiting time, which is tantamount to torture! So now we must make a fixed investment, and persistence is victory!