Fund fixed investment, the full name of fund fixed time investment, is one of the financial management tools that integrates savings, value preservation, appreciation and liquidity.

You cannot control the high and low points of the market; you are willing to give up the high returns and high risks that a single investment may bring, and hope to have a relatively safe investment method; you can withstand the impact of negative returns and are willing to continue to deduct money; you are prepared to invest for more than 3 years

.

? Xiao Biyan gave a formula, namely (monthly income - monthly expenditure) ÷ 2.

"For example, if your monthly income is 8,000 yuan and your monthly expenditure is 6,000 yuan, you can use 1,000 yuan to invest in a fund. You should pay attention to the long-term performance of the fund, because fixed investment is a long-term investment and you cannot rely solely on the short-term performance of the fund in January, March, and one year.

To make the evaluation criteria, first find the top 100 companies by revenue in the past three years, then compare the revenue rankings in one year to select the top 50, and then compare the revenue rankings in the past six months to select the top 25.

Select funds from these 25. Regular investors must check their accounts in time. If the income exceeds 30%, they can consider liquidating all of them. However, the income earned can continue to expand their fixed investments to achieve "fund support".

Fund. The specific method is to divide the income and principal by 36 to determine the amount of funds to be re-invested every month.