Founder of bbdo advertising company

Alex Osborne.

Alex Osborne (1888.5.24-1966.5.4), the father of creativity and creative engineering, the inventor of brainstorming method,

the founder of American BBDO advertising company (Batten, Bcroton, Durstiniandosborn), and the former deputy manager of BBDO company, is the founder of BBDO advertising company.

CAPM (Capital Asset Pricing Model) E(Rp)= Rf+β((RM)-Rf]], how is RM calculated? Is it calculated according to the market index?

My CCB card will be deducted at the end of each month, which means it is a CCB fund, but I didn't do that. How can I get the deducted money? ...

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