2. Fund investment must be managed by excellent fund managers for a long time, and excellent industry index funds have higher returns.
3. If you pay too much attention to short-term gains, you will miss many opportunities to make big money, and every sum you earn is high-risk small money.
Because you often trade short-term, you should always make decisions. The more decisions you make, the greater your chances of making mistakes and losing money.
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I. The main reasons for holding funds for a long time are as follows.
1. No one can accurately predict the future trend of the stock market.
Everyone wants to sell all their money at the highest point in the stock market, but do you know where the highest point is? Where is the lower point? Often come and go is often the reserve price to sell, the top price to buy.
When is the best time to buy and sell? This is really a problem for an ordinary investor.
From the perspective of long-term investment, as long as the overall economic situation has not fundamentally changed, timing is not the main issue.
The market will not go up forever, nor will it go down forever.
The investment cycle will be repeated in the short term, but the long-term growth trend of the market will not change.
If we pay too much attention to the short-term effects, we will miss the profit opportunities. We must see the sustainability of net worth growth and establish long-term investment confidence. We can neither be tempted by the short-term expected annualized expected return, nor be intimidated by temporary risks.
3. Long-term holding and operating costs are low.
The purchase and redemption of a fund generally bears the transaction cost of 1.5% to 2%, which is not a small cost for investors.
Long-term holding can avoid frequent transaction costs and even reduce redemption fees, which will give investors more returns invisibly.
4. Whether at home or abroad, there are a lot of cases and historical data to prove that long-term holding is a profitable trick of fund investment.
Second, the fund is properly profitable.
When you frequently operate the bamboo basket to draw water for nothing, you should be able to advance to the third realm, and the foundation will make a proper profit. The proper profit-taking of the fund is not to sell some after making money, nor to simply reduce the frequency of trading operations, but to take profits after buying the fund for a period of time through certain trading strategies when the fund meets certain income expectations or feels relatively overvalued. This not only avoids the cost of day trading, but also obtains relatively more fund income, so it is a good experience for the fund to make a proper profit.
The best model is to buy and hold the fund when it is undervalued as a whole, and gradually take profit when it is higher than the overall valuation level. However, in reality, there are many problems that need to be comprehensively considered, such as how to be undervalued, the undervalued industries and funds are hard to find, the undervalued industries or funds will not rise in a short time, and how much the funds will rise is better.