But on second thought, I think there are some problems. First of all, they said that the fund will definitely not lose money, because if the fund falls, you will also make up the position at the low position, so if it takes a long time, you will definitely not lose money. Then I want to ask, your fund can make up the position by setting a position at a low position. Isn't that also buying at a high position? Therefore, the fund will always buy it. Whether it is high or low, I don't think there is any advantage.
There is also a certain handling fee for buying a fund, and there is a certain handling fee for buying or selling. But if you hold some funds for a long time, it is free to sell them. So I think one-time investment funds are more suitable than investment funds, because as long as you buy them once and hold them for a long time, you can avoid handling fees. As for the fixed investment, even if your first fixed investment is free, then the follow-up will definitely be charged.
Therefore, I think that the fixed investment of the fund does not mean that you can make a steady profit if you buy the fund. It's just that people who sell funds use this as a cover to fool you into buying funds. Of course, this does not mean that buying funds is not good. I think buying a fund is also a very good investment means. Compared with stocks, funds are safer and investments are relatively stable.
However, I think it is better to buy an investment fund at one time and hold it all the time if you want to buy it. If the fund falls in the holding process. Then we can buy the fund when the position is low. Ensure that the fund price in our hands is average.
Therefore, the most important thing to buy a fund is not to make a fixed investment, but to choose the right fund and choose the right fund. I think choosing a fund should first look at the date of establishment and historical income. And the size of the fund. Then, according to the risks you can bear, choose a fund that is partial to stocks or currencies. If it is a money fund, the annual income will be lower, but it is relatively safe. If it is a stock fund, the income will be higher, but the risk will be more and its price will be unstable.
If the price is unstable, you can stare at the price every day and then buy less in batches. If he falls, we will buy it again. If he doesn't fail, we'll stop investing for the time being. I think it's much better than a fixed investment. Because if you make a fixed investment, you will buy it on time, whether it goes up or down.
Finally, investment funds should be long-term investments. At least it should be calculated in years. So if you have money that you don't need urgently, you can invest in the fund. If you want to make a quick profit, I don't think the fund is suitable for you. Finally, there is a point, no matter any investment will have certain risks, it is likely to lose money, so any investment should be cautious.