The second phase of Bemy wallet will be returned within three years. Generally speaking, this Bemy wallet has many requirements, so many people think they have been cheated. Bemi wallet team members are all veterans in the fields of finance and Internet, and come from top institutions in the industry such as Tencent, JPMorgan Chase and Morgan Stanley. The risk control team managed the first private equity fund in China in the past two years.

It was recognized and recommended by Jiang Yueping, vice president of public comment, Gao Chao, director of WiFi master key products, and Luo Yulong, senior vice president of Hungry; Lawrence Wang, director of digital media of AIG (American Insurance Group); Qiu Bochun, senior lawyer of Luc Law Firm; and Rao Minghua, secretary general of Shanghai Credit Service Industry Association.

After the "Bemy Wallet" judgment came into effect, Xuhui Court immediately started the execution of the case. As of the announcement date, * * * has recovered more than 900 million yuan of investment funds, and sealed up, detained and frozen the property, equity and other assets of relevant personnel. According to the announcement, it may take a long time due to the complexity and difficulty of handling related assets such as real estate and equity. In order to protect the legitimate rights and interests of those who have suffered investment losses and let them recover the investment funds as soon as possible, Xuhui Court decided to repay the recovered investment funds from September, 2002 1 year1day, and at the same time, part of the execution funds were still remitted to the escrow account of Xuhui Court.

"Filing a case does not mean that the lender can recover the loan. From filing a case to payment by the lender, it goes through a long investigation stage, examination and prosecution stage and court trial stage, followed by the first and second trials, until the court judgment takes effect, and the assets involved begin to be realized, and then the lender is compensated in proportion. This process will take at least two years or even longer, so lenders need to have a good attitude and prepare for this' protracted war'. " Economist Song Qinghui told the reporter of China Times.

Su, an expert in the Internet finance industry, told reporters that whether the loan can be recovered mainly depends on the following factors:

First, whether the projects published by P2P platform are real projects, if all projects are fabricated, then "payment back" is impossible;

Second, if the project is true, the quality of assets will also affect the payment. For example, real estate in first-and second-tier cities is usually considered as high-quality assets, and some projects that are extremely difficult to collect money or even cause bad debts are hopeless.