1. Determine what type of risk appetite you have? Every securities company will let you do it first before opening an account

2. Is the actual trading style of each fund acceptable?

3. What types of stocks do the fund hold heavily? Will the short-term market style change?

4. Your own choice, for example, the heavy holding of Invesco Zeng 2 stocks has been contrary to the trend of the market recently. If you expect that the market will have a style change recently and blue chips will rise and growth stocks will fall back, then whether you want to buy Invesco Zeng 2 will have to be observed for a period of time in the future. Is the net worth performance consistent with the broader market performance? Another example is that the correlation between index funds and the market index is extremely high. If the market keeps fluctuating slightly and individual stocks continue to hit new highs, then whether you should stick to the index fund is another question.

5. In short, before buying a fund, you need to do your homework, understand the reason for the establishment of the fund, the goal of operation, the style of operation, past performance, and the securities components held, and then continue to observe for a period of time that you think is long enough to verify your judgment and reality. Whether the trend is consistent (because funds generally maintain their own fixed style for a long period of time), you can buy when you think it meets your requirements. If you have any doubts or uncertainties, it is safer to use currency funds.

6.