The US Wall Street financial crisis has brought turmoil to the global financial market, and the global stock market valuation center has moved down as a whole, and the systemic risk in the domestic A-share market is still relatively large. At the same time, it is very important that the current valuation level of domestic A-share market also comes from the test of non-industrial capital revaluation. Therefore, investors should focus on the long-term choice of investable fund varieties on the basis of controlling risks.

As an investment strategy, fixed investment is accepted by many investors because of its simplicity, but it is not a strategy suitable for all investors. When we make a fixed investment in the fund, we need to consider the implicit premise of fixed investment. One is cross-cycle investment. Historical experience shows that the A-share cycle is generally about 5 years, and the investment period of fixed investment should be set at least 5 years; Second, the expected reasonable return should be the average market return. Fixed investment is a relatively passive investment method, regardless of timing. Buy less when it goes up and buy more when it goes down. The total income consists of relatively high income when buying at a low level and relatively low income when buying at a high level. The result after dilution is the average market income.

So if your fixed investment fund is a five-year cycle, it won't have much impact, depending on which fund you invest in.