Graded fund is a kind of fund product innovated and launched by fund companies in order to meet the needs of different investors in the market for risk-return ability. Graded b fund is a kind of graded fund, also known as lower-level fund. There are generally two levels of graded funds, the upper level is Class A funds, and the lower level is Class B funds. The graded B fund mainly invests in the upper class A fund, with relatively high returns but relatively high risks.

Advantages: Compared with other funds, the graded B fund has higher risks and returns, which can lower the investment threshold of investors. And because the graded B fund invests in the upper A fund, it can also help investors get more income. At the same time, the graded B fund is flexible and suitable for investors to make short-term investments or short-term operations.

Disadvantages: the risk of graded B fund is also relatively large, especially in the case of uncertain external market economy, investors need to invest carefully. In addition, the income of graded B fund is difficult to predict, and there are high investment risks and uncertainties.

First of all, investors need to know the basic situation and investment strategy of graded B fund, including the relationship between the composition of portfolio and income risk. Secondly, we should choose the appropriate graded B fund according to our risk preference. You can also better understand the situation of the target fund by comparing the historical income and business strength of different funds. Finally, investors should be clear about their investment objectives, risk tolerance and investment period, and formulate reasonable investment plans and risk control schemes to ensure the safety and profitability of investment.