Avoid handling fee 2: spend the money in the change through WeChat payment. For example, you usually pay the phone bill, eat out and pay with WeChat, bypassing the withdrawal method. This is also one of the purposes of WeChat.
If you are doing business or owe money to a friend, you can settle with the other party through the transfer function in WeChat, or through the WeChat red envelope. However, the WeChat red envelope is limited, which is suitable for small transfers, and large amounts are generally not needed.
If you want to withdraw cash to the bank card through WeChat, but you don't want to pay the handling fee. This is a big move. If you see it clearly, first bind a credit card to WeChat my bank card, then you can transfer the money in the change to the credit card through credit card repayment, and then withdraw it through the credit card. Of course, only overpayment can withdraw cash. Attached are free cash withdrawal methods of major banks:
Industrial and commercial bank of China: the overpayment can be withdrawn to the local debit card free of charge through online banking, or through the local A TM.
Bank of China: The overpayment can be withdrawn to the local debit card free of charge through online banking or local A TM.
China Construction Bank: Overpayment can be withdrawn free of charge at the local ATM.