What should I do if the fund has been losing money for half a year?

When many investors buy funds, they always think that they should hold them for a long time. However, when it is almost half a year after buying the fund, the fund is still losing money, and then they will be confused. Then What should I do if the fund has been losing money for half a year after I bought it? Do I need to redeem it? Below, the editor will share what I should do if the fund has been losing money for half a year after I bought it. I hope you like it.

What should I do if the fund has been losing money for half a year?

If the fund has been losing money for half a year after buying it, it is necessary to analyze why the fund lost money, because the holding time Half a year is a relatively long-term process. Generally speaking, when a fund loses money for a period of time, investors will redeem it. Why can it be held for half a year? There must be something investors are optimistic about.

If the increase of this fund six months ago was relatively high, and the fund was already at a high level, and if investors bought it at this time, the fund would have begun to show signs of rebound after half a year of decline. At that time, if the fund market is still good, you can continue to hold it and wait for the fund to rise again.

If you want to rise quickly, you can also add positions when the fund falls, because it is more cost-effective to buy at this time. The price of the fund purchased is relatively cheap. When the fund rises, the return of capital will be accelerated. However, if the prediction fails and the fund continues to fall, it will increase the risk and accelerate the loss. The fund may suffer heavy losses, so the fund needs to be cautious when adding positions and cannot add positions at will.

If this fund has always been like this, falling more and rising less, and the funds managed by the fund manager are relatively poor, or the fund is in a bear market, then you can consider redeeming it and keeping the remaining funds. Focus on the funds placed, stop losses in time, and don't let the fund lose money anymore.

Sometimes it is also important to learn to stop losses in time. Some investors just do not know how to stop losses in time. After losing money, they always want to make money back, so they will continue to add positions, and then put themselves at risk. If the funds are lost bit by bit, you will be trapped. Therefore, when investing in funds, you can set a stop loss point. As long as you reach this point, you will immediately redeem the stop loss. Don't hesitate, because there is too much hesitation. One day will result in one more loss.

In addition, you also need to learn how to limit the profit of a fund. When the fund's profit reaches a certain level, you also need to redeem the profit limit, because the fund is a volatile product, and it will fall as well as rise. If the fund has a relatively high growth rate and a relatively high position, and it starts to show signs of decline, it needs to be redeemed in time, otherwise the money earned may be taken back.

Selling operations based on selling signals:

Performance on the trend chart, the trend chart shows some peaking K-line charts, for example, long upper shadow line, dusk cross Star, or there are some peaking forms, such as m top, arc top.

Reasonably control their positions: When selling, investors should reasonably control their positions to prevent overselling individual stocks. In addition, investors can sell individual stocks based on market conditions, individual stock announcements and other factors. For example, when there is major bad news about an individual stock, investors can take the opportunity to sell the stock.

The best time to sell: when there are three consecutive days of huge negative sales at high prices, it means that the market will turn long into short, so you can sell your holdings first; when there are three to six consecutive days of small positives or small positives at high prices or Xiaoyin or cross lines and upper shadow lines represent that the willingness to pursue price upwards at a high level is insufficient, and the market will fall after a long period of trading.