Now Yu 'ebao has become a very common payment method for daily consumption. Saving money in Yu 'ebao is not only quick to pay, but also profitable. However, the income of Yu 'ebao has been declining recently, so what is the income of Yu 'ebao now? How much can you earn by saving 10 thousand yuan in a month? Today, Xi Cai Jun takes 1 10,000 yuan as an example to calculate the income of the current Yu 'ebao.
I. Current income of Yu 'ebao
Now, after the upgrade, Yu 'ebao is connected to 8 money funds. According to the different funds you choose when you transfer to Yu 'ebao, the income is different.
According to the latest data, on August 9th, the fund accessed by Yu 'ebao had the highest rate of return, which was Qian Bao currency A in Central Europe. On the 7th, it was 3.62 10%, and the income per 10,000 shares was 0.9533 yuan. Followed by Guotai Baodi, the annualized rate of 7 days is 3.5940%, and the income per 10,000 shares is 0.9755; The lowest is Jing Shun Great Wall Jingyi Currency A, and its latest 7-day annualized rate is 3.3070%, and the income per 10,000 shares is 0.9434 yuan.
As can be seen from the above data, the yield of money fund in Yu 'ebao is not very high now, and the difference between the highest yield and the lowest yield is about 0.3 14%.
2. What is the monthly income of Yu 'ebao?
1, calculation rules of Yu 'ebao's income
According to the official introduction of Alipay, the daily income calculation formula of Yu 'ebao is = (confirmed amount of Yu 'ebao/10000)* income per 10,000 shares of the fund on that day.
2. The specific income of Yu 'ebao is 10,000 yuan a month.
Next, we use the latest rate of return (August 8) to calculate the income of Yu 'ebao of 10,000 yuan.
On August 8th, the highest income per 10,000 yuan of Yu 'ebao Fund was Guangfa Tian Li Currency E, which was 0.9828 yuan. According to the income of that day, you can earn 30.5 yuan a month. On the same day 1 10,000 copies, the lowest income was Nuoan Tianbao A, which was 0.8250 yuan. According to this income, you can earn 25.5 yuan a month.
Summary: So, is it still appropriate to buy Yu 'ebao now? According to the latest income, 1 ,000 yuan in Yu 'ebao can only earn about 30 yuan at most, and the income is not very satisfactory. You can choose products with better returns, such as other money funds. Of course, if you are used to Yu 'ebao and find it convenient, you can continue to use it.