There are many types of funds, mainly different investment targets and different proportions. The subscription and redemption rate of the fund is affected by factors such as the sales platform. What is the redemption rate of open-end funds? How to calculate?

What is the redemption rate of private equity funds? What is the redemption rate of the fund? How to calculate?

What is an open-end fund?

Open-end fund refers to a fund whose total amount of fund issuance is not fixed, and the total amount of fund shares increases or decreases at any time. Investors can purchase or redeem fund shares at the business place determined by the fund manager according to the fund quotation.

Formula for calculating redemption rate of open-end funds:

Redemption fee = redemption share × net value of fund share on T day × redemption rate

Redemption amount = redemption share ×T-day fund unit net value-redemption fee

If an investor redeems 50,000 fund units, assuming the redemption rate is 0.5% and the net asset value of the fund units on that day is 65,438+0.65,438+0.688 yuan, the redemption amount obtained is:

Redemption fee = 50000×1.1688× 0.5% = 292.2 yuan.

Redemption amount = 50,000×1.1688-292.2 = 58, 147.80 yuan.

Fund redemption skills:

Although the fund is a long-term investment variety, short-term intraday ups and downs should not be used as a reason for fund redemption, but for many new citizens who blindly enter the market after watching others make money, it is not a bad thing to be tempted to redeem.

First of all, after fully analyzing the stock market and fund varieties, we should seize the right opportunity to consider redemption when the market will turn short, the profit and loss conditions will be reached, and the fundamentals will change. Even if you can't grasp this opportunity in advance, you can try not to redeem the fund on the trading day when the market index falls sharply, and choose the trading day when the stock index rises.

Secondly, if you don't grasp the redemption opportunity well, try to redeem it in batches, appropriately avoid risks, maintain the expected annualized expected return, and avoid completely emptying. One secret of successful investment is "average". Buying a fund can be a fixed investment, so redeeming a fund can also be a "fixed investment".

Thirdly, the redemption fee should be considered when redeeming the fund. Generally, the redemption fee for fixed investment business and online direct selling business is 0.5%, and it is stipulated that the redemption fee will not be collected until three months later. Therefore, when choosing redemption varieties, you can consider redeeming the fund varieties with a holding period of more than three months first.