The appearance of "supplementary payment" means that the money in the medical insurance card has been used up, and at the same time, it has exceeded the personal self-funded period at the time of consumption, and the excess is paid by the medical insurance co-ordination account.

Now I use a medical insurance card to go to the hospital, which is generally 60+ 40. Among them, 60% of medical insurance is the part paid by the supplementary fund in the receipt of medical expenses.

The medical insurance pooling fund refers to the remaining part of the medical insurance premiums paid by all employers for employees in an overall planning area after deducting personal accounts. The medical insurance pooling fund belongs to all insured persons, and is managed centrally by social insurance agencies and used uniformly. It is mainly used to pay the medical expenses, operation expenses, nursing expenses and basic inspection expenses of the insured employees. The medical insurance fund shall be stored in a special account for special purposes, and no unit or individual may misappropriate it.

The benefits of medical insurance

1 is conducive to improving labor productivity and promoting the development of production. Medical insurance is the inevitable result of social progress and production development. Conversely, the establishment and improvement of medical insurance system will further promote social progress and production development. On the one hand, medical insurance relieves the worries of workers, makes them work with peace of mind, can improve labor productivity and promote the development of production; On the other hand, it also ensures the physical and mental health of workers and the normal reproduction of labor.

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to adjust the income difference and redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions.

4. An important means to promote social civilization and progress. The social system of medical insurance and social mutual assistance reflects the new social relationship of "one party in trouble and all parties support" by sharing the risk of disease costs among the insured, which is conducive to promoting social civilization and progress.

5. An important guarantee for promoting economic system reform, especially the reform of state-owned enterprises.