1. Different funds produce different management fees, but the calculation method of management fees is the same. The calculation formula of fund management fee is: daily fund management fee payable = net asset value of the previous day × annual management fee ÷ days of the year. Assuming that the fund management fee is 1.5% for one year and the custody fee is 0.25%, the fund management fee of 10,000 yuan per day is100000 * (1.5%+0.25%)/365 *1= 4.79 yuan. Please substitute the specific management fee into the above calculation formula according to the fund you purchased.
2, the fund management fee is not collected every day, the purchase of funds is a two-way charge, that is, you have to pay when you buy and sell, but the fees paid are different. The basic expenses for general procurement are as follows:
(1) subscription fee: the fee incurred when purchasing this fund. Equivalent to the handling fee when buying a fund.
(2) Redemption fee: the expenses incurred when selling the fund. It is equivalent to the handling fee when selling funds.
(3) Management fee: Management fee is the remuneration paid to the fund manager.
(4) Custody fee: it is the fee paid to the third-party custody bank, and the bank also needs to pay your custody fee. Generally speaking, management fees and custody fees will be deducted from the net value of the fund, which means that they have been deducted when you buy them.
(5) Sales service fee: refers to the commission paid to the sales organization, fund marketing expenses, etc. , such as some third-party sales platforms.
3. During the operation of the fund, some necessary expenses are borne by the fund, among which fund management fees and fund custody fees are the main expenses paid by the fund. The fund management fee is the management remuneration paid to the fund manager, and its amount is generally extracted from the fund assets according to a certain proportion of the net asset value of the fund. Fund manager is the manager and user of fund assets, which plays a decisive role in maintaining and increasing the value of fund assets. Therefore, the proportion of fund management fees charged is higher than other expenses. Fund management fee is the main source of income for fund managers, and fund managers' fees cannot be spread into funds or fund companies, nor can they be charged to investors. In foreign countries, the fund management fee is usually paid regularly according to a certain proportion (annual rate) of the fund's net asset value on each valuation date.