Buying a fund starts with selecting a team. Team advantage, as the name suggests, is an advantage generated by teamwork, which is different from individual advantages. On the other hand, individual advantages cannot represent team advantages.

It can only play a certain role in team advantage.

Team advantage, as the name suggests, is an advantage generated by teamwork, which is different from individual advantage. On the other hand, individual advantage cannot represent team advantage.

It can only play a certain role in team advantage.

For example, a job requires several factors such as bravery, wit, agility, and calmness to complete. There are four people ABCD forming a team. A has bravery, B has wit, C has agility, and D has calmness.

Then at different stages of this work, we can let ABCD develop their own strengths respectively, so as to achieve the greatest success.

This is particularly important in team competitions in sports.

It is worth noting that the role of individual factors in a team is not absolute.

For example, this job does not require bravery, but if the people involved in this job have the specialty of bravery, it will actually form a constraint on the team.

Therefore, in teamwork, you must know the goals and the distribution of individual advantages. Only in this way can the team's advantages be brought into play.

Team advantages not only help individuals achieve one-time success, but also create stable performance on an ongoing basis.

The same goes for buying funds. To choose a good fund, you must first choose an excellent "team".

Instead of choosing among hundreds of funds, it is better to first find a fund company with stronger comprehensive strength.

With a good management team, it is like having a superior talent base and institutional foundation, and the possibility of selecting a "champion fund" is even greater.

If the overall performance of a company's funds is relatively outstanding, it reflects that the entire team is superior to others, and team strength is the decisive factor affecting the long-term performance of the fund.

A well-known domestic fund manager once said that if the fund he manages performs well, 30% of it is his own contribution, and the remaining 70% comes from the investment research team.

With a good investment research team and reasonable system design, it can be ensured that the performance of fund products of the same type under the fund company will be relatively uniform.

For investors, if they buy a fund from such a fund company, they no longer have a chance mentality.

After selecting an excellent "team" in the Dream Weaver Content Management System, investors can choose calmly among the fund products under the team.

Nowadays, fund companies generally build relatively complete product lines.

The types of products are divided into many varieties according to the level of risk and return from low to high. Investors with different risk tolerances can choose products that suit them according to their own circumstances.

Risk tolerance and market performance during the investment period are the main factors that should be considered.

Stocks, hybrids, bonds and currencies are ranked from high to low in terms of risk and return. You must choose according to your own investment preferences.

For example, investors in retirement should not invest in too many high-risk fund products and instead invest in safe and stable products such as currency funds.

In addition, how the market performs during the investment period should also be properly considered.

For example, if you are optimistic about the future market, you can consider increasing your purchases of stocks and other funds with higher risk and return.