Fund trading is strange to many people. Just like a map, there is also a map for fund trading, which is called the fund trading guide. The following small series summarizes what novices need to do before buying funds, hoping to help your investment.

What do novices need to do before buying funds?

As a novice, before buying a fund, here are some suggested steps and precautions:

Goals and needs: define your investment goals and needs, such as the ability to take risks for long-term wealth accumulation or short-term gains.

Research funds: Understand the types, investment strategies, historical performance and cost structure of funds. Information can be obtained through official website, financial media, fund rating agencies and other channels.

Risk assessment: assess your risk tolerance and determine the fund type and risk level that suits you. Different types of funds have different risks. From low risk to high risk, they can include bond funds, hybrid funds and equity funds.

Diversification: consider diversifying risks by investing in various funds. You can choose different types and styles of funds and allocate funds appropriately.

Cost evaluation: understand the fund's management fees, sales service fees and other expenses, and weigh the balance between expenses and expected income.

Understand fund companies and fund managers: investigate the reputation of fund companies, the experience and performance of management teams, etc. For more information about the quality of the fund.

Pay attention to the long-term performance of the fund: the long-term performance of the fund can better reflect its investment ability and performance, and pay attention to the long-term return of the fund rather than the short-term single performance.

What is the function of fund standards?

Objectives of the Fund: This guide will explain the investment objectives and strategies of the Fund and help investors understand the appropriate investment objectives and risk tolerance of the Fund.

Risk of the fund: The guide will describe the risk level of the fund and make suggestions on how to deal with the risk. This helps investors to evaluate their risk tolerance and choose the right fund.

Historical performance of funds: This guide will provide historical performance data of funds to help investors understand their long-term performance and potential risks.

Fees and benefits: The Guide will list the fee structure and expected rate of return of the fund to help investors evaluate the cost and expected rate of return of investment.

Important Tips: This guide will provide some important tips and risk tips, such as market fluctuation and tax considerations, to help investors make wise investment decisions.

How important is the fund purchase guide?

Help to choose the right fund: There are hundreds of funds to choose from in the fund market, and each fund's investment strategy and performance are different. The buying guide can help investors understand different types of funds, as well as their investment objectives, risk characteristics and expected returns, so as to help investors choose the right fund.

Provide investment strategies and suggestions: the purchase guide usually includes the investment strategies and suggestions of the fund, such as how to diversify the investment and how to make regular fixed investment. These strategies and suggestions can help investors make long-term investment plans and avoid blind follow-up or speculation.

Explain the expenses and rates of the fund: Fund investment involves expenses and rates, including management fees, custody fees, sales and service fees, etc. The purchase guide can explain the meaning and calculation method of these expenses and help investors understand the actual cost of the fund.

Provide market trends and monitoring: Buying guides usually provide information such as market trends and fund monitoring to help investors understand market trends and fund performance. This information can help investors make wise investment decisions and adjust their portfolios in time.

Suggestions on fund operation

Diversified investment: By investing in different types of funds and asset classes, the portfolio can be diversified. This helps to reduce risks and balance interests.

Regular review and adjustment: regularly review the performance of the fund and make necessary adjustments according to market conditions and investment objectives. Avoid too frequent adjustments and maintain the stability of long-term investment planning.

Understand the risk-return characteristics of funds: when choosing funds, carefully study the risk level and expected return of funds. Understand the impact of market fluctuations on funds and make investment decisions according to their own risk tolerance.

Pay attention to fees and rates: compare the fees and rates of different funds and choose the one with lower fees. Fees have an important impact on long-term returns, so try to choose funds with low rates.

In-depth understanding of the fund: before purchasing the fund, carefully study the relevant information of the fund to understand the investment strategy, management team and historical performance of the fund. Knowing the basic information of the fund is helpful to make more wise investment decisions.

Can the subscription application of the fund subscription guide be revoked?

During the period of stock issuance, the subscription application formally accepted by investors shall not be revoked.

For the subscription application submitted within the fund business processing time of the day, investors can submit the cancellation application and cancel it before 15: 00 on the same day. The application cannot be cancelled after 15: 00.