Generally speaking, the holding time of a fund is determined by itself, which can be divided into short-term and long-term, with ultra-short-term for less than 6 months, short-term for 6-12 months, and long-term holding for more than 12 months. Usually, fund companies encourage long-term holding. Theoretically, as long as that fund exists, the holding time is unlimited. The minimum number of years for a fund to make a fixed investment: First of all, correct that there is no minimum number of years for a fund to make a fixed investment, but the minimum investment amount for a fund to make a fixed investment is limited. No, the minimum investment amount for a fund is different, generally ranging from 3 yuan to 5 yuan. You only need to open the selected fund in the business outlets or websites of banks or fund companies, and set the minimum investment amount and the monthly transfer date. When the specified date is reached, the bank will automatically transfer the specified amount from your designated bank card to your fund company account and purchase the specified fund. After the fixed investment in the fund, if you don't deposit money in the card in the current month, you can make up for last month's next month, but if you don't continue to invest for three consecutive months, you will automatically cancel the fixed investment.