Investors often encounter some wealth management products when purchasing wealth management products. At the time of redemption, their funds will not arrive immediately, and they need to wait for several trading days. The main reason is that some financial redemption needs fund settlement, which leads to the delay in the arrival of funds. The arrival time of funds for different wealth management products is different. For example, money funds generally reach T 1, stock funds generally reach T3, bond funds generally reach T3, and QDII funds generally reach T8.